India’s Payment App! Secure UPI money transfer & payments from your bank account
PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance products on PhonePe.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking.
Things you can do on the PhonePe app:
Transfer money with BHIM UPI: Send and request money from your contacts anytime, anywhere. You can instantly transfer money to any mobile number with UPI and also send money to any bank account using a IFSC code. You can also check your account balance, save beneficiaries & manage multiple bank accounts across banks like SBI, ICICI Bank, HDFC bank, Bank of Baroda & 140+ banks.
Recharge your mobile and DTH connection safely from home: Recharge your prepaid mobile for operators like Jio, Vodafone, Airtel, Idea. You can also recharge your Datacard/DTH connections across leading providers like Tata Sky, SUN Direct, Airtel Direct, Videocon D2H.
Pay your Credit Card Bills: Pay credit card bills for Visa, Amex, MasterCard, Rupay & Diners.
Pay Utility Bills: Pay landline bills across Airtel, BSNL, Tata DoCoMo, MTNL, Reliance & electricity bills across 180+ billers like BESCOM, BSES, IGL, TNEB, MSEDCL. You can also pay your water, gas and broadband bills on PhonePe. What’s more? You can set Autopay and opt for recurring monthly bill payments using your credit card & never miss a bill payment again.
Use your favourite Apps on PhonePe Switch: Use your favourite food, travel, shopping & grocery Apps on ‘PhonePe Switch’, without downloading them. Order food on Domino’s, Faasos, eat.fit, Box8 and more food apps. Make travel bookings, shop, play & do more!
Insure your health & more: Insure yourself & your loved ones against hospitalization expenses with Insurance plans starting at Rs.199 only. Stepping out to buy essentials or going to another city? Get insured for all rail, road & air travel In India with our Domestic multi-trip insurance.
Buy and Sell Gold: Buy and sell 24K Gold at live market rates. The Gold you buy gets stored in a free and secure bank locker.
Manage your Wealth with Mutual Funds: Invest in Super Funds & let experts manage your money! Grow your wealth with the right balance of Equity and Debt, and plan for a brighter future. You can also save tax quickly and easily by investing in Tax Saving Funds on PhonePe.
Make easy online payments: Pay easily for electronics, mobiles, fashion, home and kitchen appliances across your favourite online shopping sites like Flipkart, Myntra.
Make Safe, Contactless offline Payments: Pay safely at stores using the PhonePe QR and make safe, cashless payments while shopping for grocery, medicines & more. Pay at your neighbourhood kirana store and across your favourite food and shopping outlets like KFC, Bata, More, Star Bazaar, Cafe Coffee Day, Pantaloons etc.
Buy PhonePe Gift Cards: Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.
Manage your refunds: Manage and track refunds from your favourite shopping websites on PhonePe.
Permissions for App and reasons:
SMS – We use this to verify Phone number for registration
Location – This is a requirement by NPCI for UPI transactions
Contacts – We use this to for phone numbers to send money to and choose numbers to recharge.
Camera – We use this to scan QR code.
Storage – We use this to store scanned QR code.
Accounts- We use this to pre-populate email ID while signing up.
Call – We use this to detect single vs dual sim and let user choose
Microphone – We use this to carry out KYC video verification
Now better manage your UPI IDs at PhonePe – Create unique UPI IDs of your choice for each of your bank accounts
Car & Bike Insurance! Get the policy instantly on the app & avoid heavy fines
Introducing Equity, Hybrid, and Debt funds on PhonePe! Invest easily in a few clicks
View your portfolio across funds on the ‘Investments’ home page
Plan a goal & build your 24K Gold savings! Achieve monthly milestones & watch your savings grow
Refer friends directly from the ‘Chat’ section & earn rewards